Your first instalment of student loan: what to do and what not to do

There are numerous exciting moments when starting university: moving in day, first classes, and meeting new people. But perhaps receiving that first instalment of your student loan (and arguably every subsequent instalment) is THE most exciting moment there is.

However with the great first instalment comes great responsibilities, so here are the essential do’s and don’ts that you should know:

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(c) thebackbencher.co.uk

DO budget: as boring as it sounds you need to make your money last for the entire term and if you don’t have a part-time job then this is probably the source of funds to pay for those important things. Remember this money is going towards your accommodation, food, books, stationery and socialising- so take that into account.

DON’T spend it all in the first week: Rule number one! Never, ever, ever spend the entire instalment in the first week, not matter how tempting it may be.

DO consider part-time work if you think you need more money: Sometimes the student loan just isn’t going to reach the entire term, so consider supplementing it with part-time work- you’ll find tons of opportunities both on campus and in nearby Colchester.

DON’T worry about tuition fees: The whole tuition fee thing can seem daunting, but don’t worry your first instalment of your student loan does not go towards it- this is handled separately between the university and the student loans company.

DO learn about food: Gone are the days of eating nothing but baked beans and pot noodle as a student. You can now buy good food quick cheaply, so you can eat and live well on a budget. Try shopping around and don’t rely too must on takeaways.

DON’T give into temptation: With the prospect of thousands of pounds at your disposal it is easy to get tempted by pricey clothes, jewellery, technology and the rest- but don’t do it at the risk of leaving yourself short at the end of term.

 

Good luck and happy spending (or saving!)

My Frontrunners Experience

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So it’s coming to the end of my Frontrunners summer position in the marketing and student recruitment department. So this will be my very last post for the I AM ESSEX blog, I’m sure you’re absolutely distraught. So here’s a little rundown of my Frontrunners position, what I’ve gained from doing it and why being a frontrunner is a brilliant choice for furthering your career.

First of all, what is Frontrunners?

Frontrunners is a really great scheme at Essex, that essentially takes on students in various roles to give them an opportunity to work in a professional environment. There’s loads of useful training to be had, and a huge span of sectors to work in. For me, Frontrunners was perfect because it meant I could get some invaluable work experience in the marketing sector while still being on campus, so I could stay at our uni house, do some dissertation work in my free time (AKA dossing off and playing Xbox), and continue to go to the uni gym.

What I got up to:

Blogs

I’d say the most consistent thing I’ve done  is write these blogs, as someone who wants to follow a career in creative copywriting, it’s been super useful for coming up with content and writing for a specific audience. Actually being paid to rant about my opinion on things on the internet, that’s the dream!

Instagram

Who knew you could get paid to muck around on Instagram? Ok, it’s not just scrolling avocado toast photos but in my time as a frontrunner, I’ve been given the opportunity to contribute to the Essex Instagram, in the form of new campaigns, posts and Instagram stories. I even got to spend the day getting my face glitter painted and drinking mocktails in the name of work for an open day Insta story.

Photography

As a creative person, I was really excited to get stuck in with any kind of artistic things I could. I have been able to photograph a couple of events including a PhD conference and the 2017 graduation.

So Much More

I’m so glad I applied to Frontrunners, it has given me the opportunity to give so many different things a go, from proof reading, to learning more about social media, to capturing the perfect boomerang on insta. The work is nice and varied and I have come away with a lot more understanding of the sector I want to go into. Plus (I’m not sure if this is actually a good thing) there are always great snacks in the office.

Anyway, signing out, thanks for reading!

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Xoxoxo

How working as a Student Ambassador can enhance your university life

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Student Ambassadors are current students of the university who help  to promote the university to prospective students. It involves working at events such as campus tours, open days, visit days, and campus visits. This blog will give you some ideas as to why becoming a student ambassador can be a great idea alongside your studies!

It gives you an income

You get paid an hourly rate as a student ambassador and the money gets paid into your bank account on a monthly basis. It is a really handy job if you need some extra cash and want to work on a more flexible basis. However, working flexibly does not mean that you will earn money every month.

You can add it to your CV as experience

Working as a student ambassador helps to build your confidence, you are likely to have to speak about your life as a student at Essex. There are loads of other skills that you can develop like organisation, team work, time management and communication. These are all great to add to your CV and show employers that you have demonstrated them within a working environment.

You can decide which events you want to work at

There is an online system where you can apply for the events you want to work at and then the ambassadors are picked in a fair way to make sure that everyone gets an equal chance to work. This is useful because it fits around your timetable and studies. However, you have to remember that it is not a fixed pay and you only get paid for the work that you do!

It is a great way to show prospective students what a great time you are having at Essex

If you are enjoying your time at Essex, then it is a great way to share your experiences with others, and it could well sway their choices about going to uni. Younger people may not really understand the university format, therefore to hear about it from a current student is likely to inform them of what it is all about!

To get involved, student ambassadors are usually recruited in the autumn term and will be advertised on careers hub.

Thrifty Studenting AKA Improvising Plates Out of Cardboard Because You’re a Terrible Person

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Let’s set the scene, you’re a month deep into your student loan, and after buying a fresh pair of creps, an entire new wardrobe and all of the pretentious coffees ever, you’re broke. Student life can be pricey, especially when the nights out get heavier and the desire to order takeaway in place of real food gets stronger. Here’s some ways to save that dollar.

All the discounts.

There’s a huge amount of shops that offer student discount, and you don’t necessarily have to have an NUS extra card, a lot of places will take your university card, or for online, Unidays is a life saver. Everywhere I go, whenever I am spending money, I always ask if there’s student discount, even if it feels silly, sometimes you are pleasantly surprised and get a little bit off.

Shared Netflix/ whatever you watch on. 

This could be hard now Netflix are limiting the amount of people that can watch at one time, but if you live in a house with your mates, and you all watch TV together, maybe consider all going in on a collective streaming account, save paying for an individual one each.

Do you actually need that Starbucks though?

I’m totally guilty of this, you get into your routine, lecture then Starbucks, day in day out. Granted, few can resist the pull of a  pumpkin spice latte, topped with whipped cream, but yikes, how much is that costing you?! Coffee isn’t cheap when you buy it everyday, if you need your fix, go for a flask, which holds more coffee, which is a total bonus.  It may seem like a tiny amount of money to grab a cappuccino at a coffee shop, but add that up, it soon starts to mount.  

Supermarket Sweep

Those little yellow stickers are like a glowing beacon of cheap brilliance as you walk down the aisle, the supermarket reduced counter is a great source for food, the reductions are great especially for things like meat and fish, I tend to stock up on seafood and freeze it.

For food in your fridge, I’ll leave this to your judgement, but for me, sell by dates are for the weak, nose test it and you’re good to go. (I am partially joking about this!) However, if you’ve got a bag of spinach which is still perfectly crisp and fresh that went out yesterday, you’re not gonna die if you use it in your dinner.

What are you doing buying name brand anything you lunatic!?! Supermarket own brand isn’t as bad as you think (maybe not the vodka.) Seriously, name brand food is for Oxbridge students and when you go home to your parent’s house for the weekend. I’m like an own brand bloodhound, that’s how you get when you’re a thrifty student, the packaging may not be as pretty but I promise, the majority of stuff tastes the exact same! In the case of instant noodles, Tesco’s ones are actually better, I swear!

Make gifts, don’t buy them

Christmas and birthdays are so damn pricey, my personal method of avoiding this cost is by hating everyone which makes my birthday list substantially lower, but for those of you that insist on being decent human beings and upkeeping friendships, while you’re at uni, making gifts in the form of food is always a winner. This is a great way to charm elderly relatives, especially my very old-fashioned nan, who up until this point was probably losing hope in her unhomely, terrible at cookery, no desire to get married and have children granddaughter, I made her fudge, and a little piece of her faith in me as a ‘proper woman’ was restored (let’s ignore how ridiculously 1950’s and outdated that sounds.) Plus you can totally eat some as you make it. Fudge is great and really really easy, I used old coffee jars, ribbon and pieces off of Christmas cards to package and managed to make it look like it was from some fancy artisanal farm shop. For friends, who should appreciate you for your ‘quirky’ flair, wrap their gifts up in tin foil, who buys wrapping paper? I’m not in my 40’s yet, that’s far too responsible.

Being Super Tight/ I’m The Worst 

Save water and washing up time and energy

Ok get ready, because this blew my tiny mind, when you buy crisps, push the bottom of the bag up inside itself, it makes a freakin’ bowl… wuuuut?! My housemate changed my life with that, not even exaggerating.

Also, if you’re making food for yourself, why use a plate when you can just eat from the saucepan, it tastes like decadence, just put a mat down and eat that pasta straight out of the pan, like a maverick. Same applies for baking trays, chips and chicken nuggets for a naughty tea? Go on, eat it off the tray, you’re a student, you have no shame.

Re-purposed cardboard is life 

Why would you do that? How many pizzas have you had? I use a lot of cardboard because I paint a lot, rip up that pizza box, boom! You’ve got yourself a palette.

Old cereal boxes double up as plates when washing up just feels a little bit beyond your skill set (for flat, dry food like toast, nothing rolly or runny like peas or ice cream obviously, but if you can’t work that out, you probably shouldn’t be at uni.)

If you’re even more of a money scavenger and you ebay like me, buying packaging for your sells can be expensive, I once sent an order off to a buyer in a re-purposed quavers box which had blown into my garden, that’s thrift right there, I’m not paying money for cardboard!

These are just a few things that you can consider doing, if you’re willing to stoop as low as me to save a penny.

 

 

Books, reading lists and everything in-between

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I “ummed” and “ahhed” for ages whilst deciding what I should write about this week, then a friend sent me a Snapchat picture (yeah thats right, I have Snapchat- I don’t really know how to use it but I have it!)

My friend had just been to Wivenhoe and discovered not one but two bookshops. To be fair, it is our own ignorance that we never ventured far into Wivenhoe to have a good look around- which is highly recommended by the way. As a result, for the past three years knowledge of these bookshops had completely escaped me and looking back I wish I had know about them. It would have saved me a considerable amount of time and money in getting books for my course.

And these are the questions that I have been asked on numerous occasions: What books do I need? Where can I find them?

Whilst I only really know about this from a literature student perspective, most of the information I provide about reading lists and book hunting is still relevant to most subjects.

Reading Lists

Every module will have a reading list of some sort. These will be the books that you require for that particular module and are often split into primary reading lists (texts you must read) and secondary reading lists (texts which you might find helpful).

Reading lists can normally be found on the module directory pages: https://www.essex.ac.uk/modules/ or on Moodle. If you can’t find any sort of reading list contact the module director or your departmental office.

New Books

Nothing beats a new book and these are often very easy to find. Of course you have suppliers such as Waterstones (our on campus bookshop, who stock most of the stuff that can be found on the primary lists- though books can also be ordered in); Wivenhoe Bookshop is an independent shop a short distance from campus which provides a friendly service. Of course you also have other options such as online retailers like Amazon.

NOTE: Some modules for departments such as law will recommend particular editions of texts and it is important to get these editions so that your book corresponds with everyone else. So it is in your best interest to buy the edition they ask for.

Second Hand Books

This is the best way to get books on a budget and there are plenty of options available to you. As part of the weekly Thursday Market in square 3 there is a second hand book stall which often has relevant books for different courses.

In addition you have the Colne Bookshop on the High Street in Wivenhoe and numerous charity shops in Colchester- perhaps the ones of note are the row of shops opposite Wilko (the number 61 and 62 bus will take you there from campus). In these cases you’ll find it quite common that past students on different modules will off-load their old books at these second hand stores. If you are lucky you may be able to pick up the entire terms books in one shop!

Online sites such as AbeBooks are also really useful.

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Library Books

An even more thrifty way to get books is to get them from the library. The on campus Albert Sloman Library will stock the majority of books on reading lists as well as extra and supplementary reading.

HOWEVER be careful as the number of texts available can vary greatly and if demand is high you’ll find it difficult to get hold of certain texts. People can also recall books which means that you will have one week in which to return it, so it is best to avoid getting out popular books if you can. This is not a good option if you like to write in your books!

Additionally there are also the libraries in Wivenhoe, Greenstead and Colchester Town which are run by Essex County Council and are a free to sign up to.

Online and e-books

Depending on your department/ module you may be able to access what is known as a “reader”- which is an online document that has been created by module director and often contains all the reading you need.

Otherwise there is also the option to use the library catalogue to find out if there are any e-books or online journals available- and at least with an ebook you won’t have other students desperate to recall it!

A student’s guide to uncovering cheap holidays!

Although deadlines and Uni life probably dominates your life at the moment (*sigh*), summer is now only a few months away!

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And if you’re anything like me then you wanna make use of the big break by going to somewhere new for a few days.

With cheap European flights and affordable accommodation aplenty, why not? It doesn’t even have to be that difficult or break the bank either…

Plan ahead!

Whilst last minute deals do exist, they’re often unreliable and very hard to come by. Therefore, book as soon as you can whilst most people haven’t even thought about booking theirs.

Having something booked now also gives you something to look forward to as well! Never underestimate the motivation that a holiday gives you to finish off your essay!

Finding a destination

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Personally, this can often be the most difficult decision! I have so many places on my “to see list” that I have trouble just picking one.

If you’re stuck for ideas, then ask your friends for recommendations. Odds are that they’ve already been to some awesome places and can give you some great tips.

But if you’re thinking, “But Perry, won’t you share some pearls of destination wisdom?” then yes, yes I will! Take a look at European city breaks like Prague, Berlin or Budapest. You can probably cover the basics in a few days and depending where you go it can be very cheap.

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The Brandenburg Gate in Berlin

Or if relaxing with a drink by the beach is more your thing then check out Croatia, Bulgaria or Portugal.

 

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An awesome day on the beach in Portugal

Be flexible with your dates

In terms of flights and accommodation, depending on demand, prices go up and down and can multiply during peak times. These times are typically at the weekend and in the school holidays.

Easiest way around this is to be flexible if you can and look at the prices for a range of dates.

I did hear once that Tuesday is the cheapest day to travel as it avoids people going away for the weekend or on mid-week breaks. I don’t know how true that is in this day and age, but it might be worth considering!

When looking at prices, go undercover

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Now I’m not saying go into Thomas Cook wearing a balaclava demanding cheap flights to Benidorm, but if you’re researching online then it’s important that you remain unseen.

The reason for this is that as soon as booking sites see that you’re scouting around for holidays they know that you’re hooked. Their thinking is that you’re probably going to be booking what you’re looking at or something similar eventually. Therefore, sometimes they up the prices when you go to book later on.

A bit sneaky I know! But you can prevent this super easily!

Just use the internet in your browser’s InPrivate browsing mode and clear your browser’s cookies when you’ve finished looking.

Simple.

Skyscanner is your new BFF!

skyscanner.pngSkyscanner is an absolute godsend when booking your flights and I can’t recommend it enough!

If you haven’t heard of the website before, it checks a range of websites and airlines to find the cheapest flights based on your destination and dates.

A lot of the time, the best options it comes up with come from places you wouldn’t have even thought to have looked!

Look at accommodation carefully

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Although you’re probably not going to be spending that much time in there, a good place to stay can sometimes make or break a stay.

There’s no need to be overcautious but just be sure to have a look at a few TripAdvisor reviews before you book anything. This will give you a good unbiased overview of what the place is like and whether you should book or avoid.

Give Air BnB a shout!

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A recent phenomenon in travel is staying in a stranger’s house in an Air BnB property.

Just as if you’re booking a hotel, you can go on the website and book a room or even a whole property owned by a local.

Often the owners will meet you when you arrive and can give you a local’s view of the place and some killer tips too.

Definitely something to consider if you’re up for something a little bit different!

All that remains now is get booking, get excited and go out there exploring!

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Student saver tips

Over the years I have learnt many ways to get the best deal and how to save money! Being a student there are never ending deals to persuade us to spend our money (and we often give in). It’s not just student discounts that can get you money off either.. so I here to show you ways you can save your pennies!

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Sign up to Unidays

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For those who don’t know about unidays it is a way of getting student discounts for many different websites/shops. Whenever you’re doing some online shopping check unidays for any deals they might have at that time. It is often not even just 10% often 20% and 25% deals too! Don’t waste this amazing platform for student discounts!

Get an NUS card

An NUS card is a well-known student card that can get you a lot of great discounts! They cost £12 so it’s a choice whether it is worth it for you. With my Essex student card I can get student discount in high street shops and get a student ticket at cineworld, but this card is recognised by all retailers so it might be worth investing in a NUS card! Having this you can 25% of national express, £3 for 3 months for now TV movies and 40% of pizza express. Sign up for your NUS card here

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Sign up to notifications from websites

As annoying as company emails can be, they are really helpful for finding deals! They will often email you letting you know about sales or money off events! Why miss out?!

Write a complaint

 I know that to a lot of people writing a complaint is daunting. But if you general have an issue about something then writing a complaint can lead to you getting a good deal. Once I hadn’t received a refund from Newlook for something I had returned over a month ago. I rang up and asked what had happened to my refund and they gave me 20% ff my next purchase for the delay!

Wait for offers

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 You have seen that skirt that you desperately need or that hoodie you love? If you can hold on that little bit longer you might be able to find a good deal! If the shop you want to buy from isn’t currently doing a deal wait until they are. There may be a sale or a money off event just around the corner!

Get a loyalty card:

They may mean you can’t shut your purse but they are totally worth it! If you’re going to spend the money you might as well get something back for it right?!

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If you’re doing your shopping at the local Tesco this is one of the places you should get a card for! If you spend enough money you get clubcard vouchers. This goes on both food and petrol. These can then be spent on days at such as Colchester zoo (£7.50 in clubcard vouchers per ticket), voucher for restaurants such as pizza express (£2.50 in clubcard= £10 pizza express) and you can even get cinema tickets.

Recently I signed up for a body shop card. Even if you hardly spend money in there you get a voucher on your birthday so it’s win win. But if you do shop in their regularly, for every £1 you spend you get 10 points which is a really good deal! Once you have collected 500 points ( Spent £50) then you get a £5 voucher.

Boots have a different system. You get points for every purchase you make which you can then spend in store. So if you have 400 points and buy a £3.29 meal deal you can pay with your points!

Download Apps

Downloading apps for different companies can save you money and the great thing is you can just delete them after! Often they might do discounts like ‘10% of your first purchase using the app’ which I just used on a quiz app. The apps will also send you notifications on when they have sales and money off events so a great way to keep up to date with all the deals!

Yeah my brain hurts too.. so many ways to save money! Happy shopping!

How to make the most of the Christmas Holidays

Over Christmas we have a month off.. That’s right a whole month! Of course we could just hibernate, watch a lot of Netflix and eat our body weight in Christmas food.. but that’s not a productive way to spend the holidays, despite how much much you might want to. We’re at university now and, as much as we say we’re not, we are kind of adults now. And adults have responsibilities. With a whole month off there is a lot of time to be productive and get things done!

Catching up with friends and family

For anyone who is lucky enough to be able to go home over Christmas, the best thing is being able to catch up with family and friends. Most of my friends are also at uni so it means we are all in the same town for once! It means going out for a Christmas meal, celebrating new years together and usually squeezing in a few cheeky nights out before we all start back! Over Christmas I also have more time to go see family, always making sure to go visit my great grandma and seeing various family members throughout the Christmas period.

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Every Christmas I’ve always had some sort of studying to do. Whether it is an essay to write or an exam to revise for, you’ve always got to remember to keep on top of studying! This year I have January exams and dissertation data to collect, so that will keep me busy over the holidays! Set out a plan of what work you need to do over Christmas and when you’re going to do it. Don’t give yourself 3 weeks off and then remember that exam you’ve got on the first Monday back!

A good plan, if you’re work load isn’t too bad, is to spend the first week of the holidays doing work, then give yourself a week or 2 off between Christmas and new year to celebrate and see friends and family. Then spend the last week getting back into your uni work!

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Earn some much needed cash

The Christmas period is always a great time to earn some money. If you don’t have a job, it could be a good idea to apply for Christmas temp jobs just to get you some extra money over the Christmas period! By now all the Christmas jobs are likely to be taken, but this is definitely something to think about for next Christmas. If you already have a job like me and just stick to weekend hours, it’s a good time to get some overtime in. If you work in retail they will definitely need extra help over Christmas, so talk to your manager about getting some extra hours!

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Enhance your CV

Are you involved in the big Essex award? Or do you want to enhance your CV? Then why not do some volunteering over the break. Finding the time to do some volunteering when you’re back uni can be really tricky when you’ve got so much to do, so while you have a month off it’s a great time to organise some volunteering. Check out Doit.org and Vteam for possible volunteering opportunities.

Remember to enjoy the holidays!

Of course being uni students we all have studying to do and bills to pay, but remember the holidays are also a break and a time to de-stress and relax. Make sure you give yourself some time off and don’t feel guilty for hibernating for a couple days of the holidays!

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How to make your own Christmas cards

I know that as a student you try to save as much money and time as possible, therefore this blog is going to be about how to make your own Christmas cards in under an hour! For the readers out there who don’t want to spend ages cutting and sticking, don’t worry! I’m going to tell you how to make some Santa Christmas cards that look great, but are super easy to make!

You will need:

  • Card (thick enough to be used as the main part of the card)
  • Red paper
  • White paper
  • Flesh coloured paper
  • Black marker pen
  • Pink crayon or pencil
  • Glue
  • Scissors

How to make the cards:

  1. Fold your card in half to make the main base for the cards.
  2. Cut a strip of the flesh coloured paper and place it in the middle of your card and trim the edges so that it fits, then glue it down.
  3. Cut a strip of red paper and stick it above the flesh coloured paper so that it covers the top of the card for Santa’s hat.
  4. Next, rip the white paper (don’t worry it doesn’t have to be neat) and glue it over where the red and flesh coloured paper meet. This is going to be the fur on Santa’s hat.
  5. Then rip another piece of white paper for his beard. You should try and make this arch at the top as shown in the picture below. Then stick this to the bottom of the card, below the flesh coloured paper.
  6. Take the black marker to draw eyes, nose and a mouth on Santa and use the pink crayon or pencil to draw on some rosey cheeks to the flesh coloured paper.

And you’re done!

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You can also use this exact design to make gift bags and tags!

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I hope this is useful and happy card making 🙂

7 ways to save money on a student budget

There’s nothing worse than being a few weeks into the term and realising that you’re bank account is already severely lacking in funds. All of those nights out, takeaways and shopping trips have finally caught up with you and now entering your overdraft seems like more of a certainty than a possibility.

But before you make that awkward phone call to Mum and Dad to ask for some extra money, have a look at some of these easy ways to save money at University…

“Do I really need this?”

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This one question “do I really need this?” is what always goes through my mind when I buy stuff. Could I get a cheaper alternative or could I survive without it? You soon realise that you probably don’t need to buy as much stuff as you realise. It only takes a few seconds to stop and think about what you’re spending your money on and it could potentially save you a lot of money over time.

Cheap lunches!

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Source: http://www.holycitysinner.com/2016/07/13/leftovers-tidbits-from-the-food-bev-community-71316/

Whilst buying lunch on campus is okay once in a while, spending money on food every day easily adds up. Therefore, investing in a plastic container for bringing your lunch into Uni could be very useful.

Also, I personally find it quite hard to cook for one, so I often store my leftovers in the fridge and have them for lunch the next day. It depends on what I cooked, but if there’s not enough for a full lunch, I often make it into a sandwich or add some pasta/rice to it to bulk it up a bit! This way, you get two meals for the price of one! What’s not to love?!

Make your food shop go further

This is probably the part of your outcome that you can influence the most. It’s easy to let go a bit when you get distracted in the supermarket but if you go in with a plan and don’t get tempted by all the offers then you’ll probably save a lot… If you don’t already then make a list of meals which you’re going to cook over the next weeks before you go shopping. From this, you should know exactly what you need to buy and what you don’t.

Student discount

Whilst it lasts, utilise your status as a student to get as much discount as possible. A lot of places offer 10/20% for showing a valid student card at the checkout, so it’s always worth asking the person behind the till whether or not they do a student discount.

Also, a hub for all things student discount is the mobile app/website Unidays which offers exclusive discounts for signing up for free!

Pre-owned Textbooks

Likelihood is that you’re only going to be using the majority of your books a few times before you try and sell it on for a few pounds. So why buy them  brand new? Sites like Ebay and abe books sell books that are second hand for a fraction of the price. If you have friends that have already done your modules then ask them if they’re willing to sell theirs too. Yes, buy them brand new if you must, but consider it as a last resort if you can’t find a book anywhere else. I’ve bought quite a few books second hand in the past and they have ended up being brand new and still in its cellophane. Needless to say, it’s well worth having a bit of a search online before you get your books…

Find your own ways to cut the pennies!

Over time, you’ll eventually find your own easy ways to save a little bit of cash here and there as you become a seasoned student. For example, I’m a fan of getting a lime and soda at the SU bar for 30p instead of spending £1.40 for a pint of coke. Going to the supermarket in the evening is also a good idea as they try to sell their fresh goods off by offering massive discounts before they become unsellable.

Make your own money

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If you find that you have a go at all of these tips and you still find yourself strapped for cash, then it might be worth trying to get a part time job alongside your studies. There are various part time roles and frontrunner placements available on campus through the University and the SU, so make sure you keep your eyes out for when they advertise. Also, keep an eye on career hub, an online vacancy board run by the university, to keep updated with what the wonderful people at the employability and careers centre are doing.